| Name: |
Paul Smith |
| AKAs: |
Paul Smithe
Paul Smitty |
| Social Security
Number: |
XXX-XX-0000 |
| Date of Birth: |
02/02/1969 |
| Address: |
253 Ocean
Ave
Fort Lauderdale, FL 33334 |
| Based on this average credit report we recommend a security deposit greater than standard. |
|
| Status: |
Complete |
| Complete
Date: |
3/19/2009 |
|
|
|
|
| Credit Report with Score Results - COMPLETE |
| Last update: 03/19/2009 |
| 627 |
 |
|
|
 |
|
A credit score of 627 equates
to a rating of C+. According to accepted industry
standards over the next 2 years there will be a Delinquency
Rate of 31%. |
|
| |
| Account Type |
OPEN |
| Past Due % |
9% |
| Account Type |
OTHER |
| Past Due % |
100% |
|
There is a total of $325.00
past due.
| Account Type |
Balance |
Past
Due |
Past
Due % |
| Open |
$1,989.00 |
$175.00 |
8.80% |
| Other |
$150.00 |
$150.00 |
100.00% |
| Home |
$0.00 |
$0.00 |
0.00% |
| Vehicle |
$16,923.00 |
$0.00 |
0.00% |
| Student Loans |
$0.00 |
$0.00 |
0.00% |
| Installment Other |
$0.00 |
$0.00 |
0.00% |
| Credit Cards |
$3,960.00 |
$0.00 |
0.00% |
|
|
| |
|
There is a debt to high
credit ratio of 82% This is a potential at risk ratio.
There is a Secured Debt of $16,923.00. Secured debt consists of Mortgage, Auto, and other Installment accounts. There is an Unsecured Debt of $6,099.00. Unsecured debt consists of Credit Cards, most Student Loans, and other Revolving Balance Account debt that is not collateralized by a lien on specific assets.
|
|
| |
| Account Type |
Total Accounts |
Current Balance |
High Credit |
Debt to High Credit Ratio |
| HOME |
0 |
$0.00 |
$0.00 |
N/A |
| VEHICLE |
1 |
$16,923.00 |
$19,068.00 |
88.75% |
| STUDENT LOANS |
0 |
$0.00 |
$0.00 |
N/A |
| OTHER INSTALLMENT |
0 |
$0.00 |
$0.00 |
N/A |
| CREDIT CARDS |
6 |
$3,960.00 |
$6,200.00 |
63.87% |
| OPEN |
2 |
$1,989.00 |
$2,848.00 |
69.83% |
| OTHER |
2 |
$150.00 |
$150.00 |
100.00% |
|
|
|
| CREDITOR |
OPEN
DATE |
CREDITOR ID |
AMOUNT |
LOAN
TYPE |
CREDIT
LIMIT | HIGH
CREDIT |
BALANCE
AMOUNT |
AMOUNT
PAST DUE |
30 DAYS
LATE | 60 DAYS
LATE | 90 DAYS
LATE |
STATUS
DATE |
STATUS |
| PNC BANK |
07/10/2002 |
000000 |
$0.00 |
US |
|
4894 |
0 |
0 |
|
|
|
09/23/02 |
Closed |
| DISCOVER FIN |
07/12/1998 |
000000 |
|
CC |
|
0 |
0 |
0 |
0 |
0 |
0 |
03/17/10 |
Active |
| FRD MOTOR CR |
01/10/10 |
000000 |
$454.00 |
AU |
|
27280 |
25916 |
0 |
0 |
0 |
0 |
05/18/10 |
Active |
| PROVD BNCP |
04/16/09 |
000000 |
|
CC |
|
0 |
0 |
0 |
0 |
0 |
0 |
02/09/10 |
Closed |
| DISCOVER FIN |
07/16/1998 |
000000 |
$10.00 |
CC |
|
1349 |
1349 |
0 |
0 |
0 |
0 |
05/16/10 |
Active |
|
|
CREDITORS
NAME |
CUSTOMER # |
COLLECTION
AGENCY |
DATE
VERIFIED |
DATE
OPENED |
DATE
CLOSED |
DATE
PAID OUT | DATE
REPORTED |
CURRENT
BALANCE |
HIGH
CREDIT |
PAST DUE |
|
MEDICAL
|
000000
|
NCO- MEDCLR
|
1/1/2010
|
5/1/2010
|
|
|
5/1/2010
|
$555.00
|
$555.00
|
|
|
MEDICAL
|
11111111
|
NCO- MEDCLR
|
7/17/2010
|
7/1/2010
|
|
|
7/1/2010
|
$222.00
|
$222.00
|
|
|
TARGET NATIONAL BANK
|
222222
|
ASSET ACCEPT
|
5/5/2010
|
7/8/2007
|
|
|
7/8/2007
|
$500.00
|
$300.00
|
|
|
|
| COURT NAME |
FILE DATE |
PLAINTIFF |
AMOUNT |
ACT. TYPE |
IND. CODE |
DOCKET # |
STATUS DATE |
STATUS |
|
// |
|
|
HL |
Z |
2222121 |
04/07/2010 |
Reported |
|
|
| SUBSCRIBER NAME |
INQUIRY DATE |
|
PRIMARY SVC
|
9/22/2009
|
|
CAP ONE
|
4/2/2009
|
|
|
| Employment Status: |
Employed |
| Employment Income: |
$50,000.00 PerYear |
| Other Income: |
$0.00 PerMonth |
| Assets: |
$100,000.00 |
|
| Employer |
Date Verified |
Date Employed |
| MICROSOFT |
1/11/2006 |
|
|
| Total Addresses: 3 |
| ADDRESS 1 |
Date Reported:
12/31/2008
|
| Name |
Address |
|
Paul SMITH
|
564 OHIO ST ,
VALLEJO ,
CA
94590
Verified: Verified |
| Age: |
|
| ADDRESS 2 |
Date Reported:
04/25/2005
|
| Name |
Address |
|
Paul SMITH
|
2013 21st ST ,
SAN FRANCISCO ,
CA
94109
Verified: Verified |
| Age: |
|
| ADDRESS 3 |
Date Reported:
|
| Name |
Address |
|
Paul SMITH
|
111 SOUTH ST ,
HOLLYWOOD ,
CA
90210
Verified: Verified |
| Age: |
|
|
|
|
|
| Eviction Records
Search Results - REVIEW |
| Last update:
03/19/2009 |
| OFFENDER |
CASE
RECORD 1 |
| Defendant
Given Name: |
Paul |
| Family
Name: |
SMITH |
| Address: |
123 NW
27TH AVE APT 110 |
| City: |
MIAMI GARDENS |
| State: |
FL |
| Zip: |
33056 |
| Country
Code: |
US |
|
| Filing
Date: |
2008-10-30 |
| Disposition
Date: |
2008-10-30 |
| Case
Number: |
08-M1-123455 |
| Case
Type: |
LANDLORD/TENANT |
| Case
Disposition: |
*CASE FILED |
| Claim
Amount: |
2950 |
| Plaintiff: |
GERMAINE |
| Comments: |
|
|
|
| |
| INQUIRY
HISTORY |
|
Date |
Requester |
Phone
Number |
Name
Queried |
Address
Queried |
Employer |
| 1. |
2009-03-07 |
NBD |
(866) 555-1212 |
Paul SMITH |
123
NW 27TH AVE APT 110 MIAMI GARDENS, FL 33056-2533 |
|
|
|
| Nationwide Criminal
Database Results - REVIEW |
| Last update:
03/12/2009 |
| Full
Name: |
SMITH, Paul |
| Address: |
NW 27TH AVE APT 110 MIAMI GARDENS |
| Alias: |
SMITH, K Paul |
| Comments: |
Race: CAUCASIAN
Height: 6 FT. 1 Weight: 210 Sex: M |
|
|
| Jurisdiction: |
FL
Sex Offender |
| Offenses: |
1 |
|
|
| OFFENSES |
| Offense
1: |
| Offense
Description: |
Registered Sex Offender |
| Case
filing Date: |
12/14/2000 |
| Disposition: |
Registered |
| Disposition
Date: |
12/15/2000 |
| Comments: |
RAPE - SECOND DEGREE |
|
|
| Please note: The information in this report is derived
from records in accordance with the Fair Credit Reporting Act (FCRA,
U.S.C. § 1681). This information may only be used to verify statements
made by an individual for employment purposes or in connection with
other legitimate business needs. The depth of information available
varies. Although every effort has been made to insure accuracy or completeness,
final verification of an individual's identity and proper uses of report
contents are the user's responsibility. |
|
